Luminary Haven

Cammy Beltran, OTR/L – Home Safety & Fall Prevention Effective Date: 07/01/2025 1.  General Information Only This website is operated by Cammy Beltran, OTR/L, a licensed Occupational Therapist in the state of California and a practitioner certified by the National Board for Certification in Occupational Therapy (NBCOT®). All information presented on this website, including but not limited to educational content, service descriptions, blog articles, and downloadable materials, is provided for general informational and educational purposes only. 2.  No Medical Advice The content on this website is not intended to constitute or replace medical advice, diagnosis, or treatment. You should not rely on this website as a substitute for professional medical advice from a licensed healthcare provider. Always consult your physician or other qualified health provider with any questions regarding a medical condition or health concern. Use of this website does not create a provider-patient or therapist-client relationship. 3.  No Legal or Financial Advice Nothing contained on this website should be interpreted as legal, financial, or tax advice. You are encouraged to seek independent legal counsel or financial advice from appropriately licensed professionals for any such concerns. 4.  Occupational Therapy Services Cammy Beltran provides occupational therapy services that include home safety assessments and recommendations, within the scope of practice defined by the California Board of Occupational Therapy. Services are offered as private-pay and/or Medicare Part B reimbursable, when appropriate. All services are subject to applicable laws and payer requirements. 5.  HIPAA & Client Privacy Cammy Beltran complies with the Health Insurance Portability and Accountability Act of 1996 (HIPAA). All personally identifiable and health-related information collected via this website—including contact forms, booking platforms, and email correspondence—is securely stored and protected. No personal health information is shared with third parties without written consent, except as required by law. 6.  Third-Party Content & External Links This website may contain links to external websites or resources. These links are provided solely for convenience and informational purposes. Cammy Beltran does not endorse or assume responsibility for the accuracy, content, or policies of any third-party site. 7.  No Emergency Services This website is not monitored for emergency or time-sensitive communications. If you are experiencing a medical or safety emergency, call 911 or visit your nearest emergency department immediately. 8.  Intellectual Property All content on this website, including logos, text, graphics, and downloadable materials, is the intellectual property of Cammy Beltran unless otherwise noted. Reproduction or distribution without express written consent is prohibited. 9.  NBCOT® Trademark Use NBCOT®, OTR®, and related marks are registered trademarks of the National Board for Certification in Occupational Therapy, Inc., and are used with permission. Use of these marks does not imply endorsement of this website or services by NBCOT. 10. Testimonials Client testimonials and reviews shared on this website or in marketing materials represent individual experiences. They are not intended to guarantee or predict outcomes for other clients, as each person’s situation and goals are unique. 11.  Contact If you have questions about this disclaimer, privacy practices, or the services provided, please contact: Cammy Beltran, OTR/L Email: ot@luminaryhavenhome.comPhone: 925-269-9727

Disclaimer

📝 Terms & Conditions Effective Date: [Insert Date] Welcome to luminaryhavenhome.com, operated by Cammy Beltran, OTR/L. By accessing this site or using our services, you agree to the following Terms & Conditions: ‍1. Services Cammy Beltran, OTR/L provides occupational therapy services specializing in home safety evaluations, fall prevention, aging-in-place strategies, and prehabilitation for older adults. These services are offered as private-pay and, when appropriate, through Medicare Part B. ‍2. Eligibility By using this site, you confirm you are at least 18 years old or are authorized to act on behalf of someone else receiving services. ‍3. Payment Terms Most services are offered on a private-pay basis. Payment is due at or before the time of service unless otherwise specified. Accepted forms of payment include: Credit card Debit card Cash Check Other secure electronic payment methods We are also enrolled as a Medicare Part B provider. If services are deemed medically necessary and documentation requirements are met (including physician referral), we may bill Medicare Part B directly. ‍4. No Medical Advice Information on this website is for educational purposes only and is not medical advice. For medical concerns, please consult your physician or other licensed medical provider. ‍5. No Legal or Financial Advice This website does not provide legal, financial, or tax advice. Please consult a qualified professional for guidance. ‍6. HIPAA & Privacy Your privacy matters. Cammy Beltran, OTR/L complies with HIPAA standards. Any personal or health-related information collected will be kept confidential in accordance with HIPAA and professional ethics. Learn more in our Privacy Policy. ‍7. Intellectual Property All website content, including text, forms, downloads, branding, and graphics, is owned by Cammy Beltran unless otherwise noted. Do not copy or reproduce content without written permission. ‍8. External Links We may include links to third-party websites for convenience. We are not responsible for the content, security, or privacy practices of these sites. ‍9. Scheduling, Cancellations & Refunds Appointments must be confirmed in advance. Cancellations require 24-hour notice to avoid fees. Refunds for prepaid services will follow the terms set forth in your signed service agreement. ‍10. Limitation of Liability We are not liable for any damages arising from your use of this website or services provided, to the extent allowed by California law. ‍11. Changes to Terms We may update these Terms at any time. Please review this page regularly. Your continued use of the website means you accept any updates. ‍12. Governing Law These Terms are governed by the laws of the State of California. ‍13. Contact Questions about these Terms? Contact: 📧 ot@luminaryhavenhome.com 📞 (925) 269-9727

Disclaimer

of personal information: 🛡️ Privacy Policy Effective Date: [Insert Date] This Privacy Policy describes how Cammy Beltran, OTR/L ("we," "us," or "our") collects, uses, and protects your personal information when you use this website (cammybeltran.com) and our occupational therapy services. We are committed to maintaining the privacy and security of your protected health information in accordance with the Health Insurance Portability and Accountability Act (HIPAA) and applicable laws in the State of California. Information We Collect We may collect the following types of personal information: Contact information (name, phone number, email, address) Demographic details Health-related information voluntarily submitted via intake forms, emails, or booking forms Billing and payment details (only when necessary for private-pay or insurance reimbursement) Website usage data through Squarespace analytics and similar tools (non-identifiable) How We Use Your Information We may use your information to: Provide home safety evaluations and occupational therapy services Communicate with you about appointments or updates Process payments and billing (including Medicare Part B if applicable) Coordinate care with referring physicians if authorized by you Respond to inquiries or service requests Maintain internal records for documentation and compliance Improve the quality of services and website experience HIPAA Compliance As a licensed occupational therapist, Cammy Beltran, OTR/L complies with HIPAA regulations. Any personal health information (PHI) you provide is protected and will not be shared without your written consent, unless required by law or for care coordination purposes under HIPAA guidelines. Sharing of Information We do not sell, rent, or share your personal information for marketing purposes. We may share your information only in the following cases: With your referring physician, as part of your care plan With Medicare or other insurance payers, as necessary for reimbursement With service providers (e.g., billing software, electronic forms) under HIPAA-compliant agreements When required by law (e.g., subpoenas, mandated reporting) Payment Information We accept private payments by credit card, debit card, check, and cash. Payment processors used on this website are secure and PCI-compliant. We do not store credit card numbers on this site. Cookies and Website Analytics This website may use cookies or analytics tools to gather non-identifiable information such as time on page, device type, or geographic region. This helps us understand how visitors use the site and improve accessibility and content. Your Rights You have the right to: Request access to your records Request corrections to inaccurate health information Withdraw consent to communication at any time File a complaint if you believe your privacy rights have been violated To make a request, email celisabeltran@gmail.com. Third-Party Links This website may contain links to other websites. We are not responsible for the privacy practices of those external sites. Children’s Privacy This site is not intended to collect information from children under 13 without parental or legal guardian consent. Updates to This Policy We may revise this Privacy Policy from time to time. Updates will be posted on this page with a revised effective date. Please review it periodically. Contact Us For any questions about this Privacy Policy or your information, contact: Cammy Beltran, OTR/L 📧 ot@luminaryhavenhome.com📍 Serving the East Bay Area, California